Need an appraisal in Kenneth City or Pinellas County?

The top seven reasons why FL homeowners hire Danielle Achim:

  1. Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
  2. Challenge property tax assessments
  3. Remove PMI to cut a monthly mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a FL divorce, when property needs to be divided
  7. Determine the true market value of real estate in question to settle an estate

Do you own a home in or near Kenneth City? Do you need help deciding the value of your real estate?
Contact Danielle Achim.

At Danielle Achim, we understand the particular needs of a customer looking for appraisal services. Our typical business clients are used to the appraisal process and the usual "products" we deliver to them. Being a regular consumer that ordinarily doesn't look at appraisals on a regular basis,you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we document the results of our analysis.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Danielle Achim will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value judgement than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive money saver for homeowners. Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. At Danielle Achim, we're qualified in helping customers just like you get rid of unwanted PMI insurance.

Challenge Pinellas county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a region that's declining or not appreciating as much as other properties close to yours. That means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. Getting a professional appraisal from Danielle Achim is your chief weapon when contesting your property tax assessment.

HELOC recently frozen?

If your home is in or near a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow viewpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Danielle Achim can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you would prefer to have a veteran appraiser double-check it for efficiency or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had in the past. Even though this is typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your home.